Capital Built for
Amazon DSP Owners.
We don't just lend — we build a capital pathway for your business. Bridge financing for what you need now. Institutional credit lines for where you're going. Capital deployment to generate additional revenue. Three paths. One partner.
The Real Capital Challenges DSP Owners Face
These aren't theoretical pain points — they come from direct conversations with experienced DSP operators who live this every day.
The Cash Flow Gap
Amazon pays on Net-14 settlement cycles, but expenses hit daily and monthly. During peak, payroll can double or triple before the corresponding revenue settles — and the 2–3 week lag makes this gap unavoidable. Many DSP owners are profitable on paper but cash-poor in practice.
The Growth Trap
Amazon rewards high-performing DSPs with more routes and stations. More routes means more revenue, but also more vans, more drivers, more capital needed. The better you perform, the more capital-starved you become.
The Insurance Trap
Scale for peak season as Amazon demands, then get hit with a six-figure workman's comp audit assessment months later. The same growth that Amazon required now creates an insurance liability you didn't budget for.
The Fleet Trap
Amazon's new AI-driven inspections can trigger mandatory repair cycles costing tens of thousands of dollars. If your fleet quality drops below 70%, Amazon withholds your fleet fund — forcing you to fund repairs out of pocket while still running routes.
The Ramp Trap
Amazon mandates ramp plans with real consequences for failure. You can't opt out. Scale or lose routes — possibly permanently. Capital for ramp compliance isn't optional; it's survival.
Banks Don't Get It
Traditional banks see "contractor" and think high-risk. DSP owners often don't have 2+ years of clean financials. Bank underwriting takes 30–60 days — too slow for peak season. Banks don't understand Amazon settlement mechanics, scorecard economics, or the mandatory nature of scaling.
See Which Path Is Right for You
Whether you need capital now, you're ready for an institutional credit facility, or you want to put your capital to work and earn additional revenue — we have a solution built for DSP owners.
DSP Bridge Loan
For DSP owners who need capital now but aren't bank-ready yet. Fast decisioning. Flexible underwriting that looks at business performance — not just tax returns.
Ideal Borrower
- — Operating DSP for 6+ months
- — Amazon scorecard rating of Good or above
- — Consistent weekly Amazon settlements
- — May not have 2+ years of financials or bank LOC liquidity today
Application hosted at p8bridgeloan.org
Bank Line of Credit
For DSP owners who are bank-ready — either from day one or after graduating from the bridge. Through our P8-Leverage To Wealth™ private banking strategy, qualified DSP owners access revolving institutional credit facilities.
A revolving credit facility you can draw on when opportunities arise — pop-ups, fleet expansion, acquisitions.
Ideal Borrower
- — 2+ years of operating history with clean financials
- — Amazon scorecard rating of Fantastic or Fantastic Plus
- — Sufficient liquidity to meet tier deposit requirements
- — Want a revolving facility for pop-ups, fleet, acquisitions
Subject to qualification · Terms vary based on business profile
Capital Deployment
For DSP owners who want to put their capital to work and earn an additional stream of revenue. Whether you have a line of credit through us or your own liquidity — you can deploy capital through our loan participation platform.
Turn idle capital into structured returns. Earn revenue through our deployment model while you run your DSP.
How It Works
- — Obtain a LOC through our LTW banking strategy, or use your own liquidity
- — Deploy capital through CDS or PAM into our loan participation vehicle
- — Earn structured returns through P8's deployment model
- — Build a revenue vertical beyond your Amazon operations
Subject to qualification · Returns vary by deployment structure
Bridge Today. Bank Line of Credit Tomorrow. Deploy Always.
The bridge loan is not a dead end. While you have the bridge, P8 works with you to build the financial profile needed to qualify for the bank line of credit. Once you have a LOC — or even before — you can deploy capital through our loan participation platform and earn additional revenue.
What the Bridge Capital Covers
Purpose-built use cases for DSP operations. Every dollar is tied to real operational needs that Amazon's business model creates.
Fleet Expansion
Van leases, van rentals, toll tag purchases
Peak Season Scaling
Hiring and training drivers, uniforms ($3K–$10K), additional management staff
Pop-Up / Pop-In Stations
Rapid scaling to accept new Amazon routes — even when the pop-up only breaks even
Mandatory Ramp Compliance
Meeting Amazon's required headcount and route targets to avoid penalties or contract loss
Insurance Audit Assessments
Covering retrospective workman's comp bills when actual payrolls exceeded estimates — can exceed $100K
Captive Insurance Funding
Lump-sum annual contributions to captive insurance programs
Fleet Repair Mandates
Funding Amazon-mandated vehicle repairs when fleet quality drops below the 70% threshold
Operational Float
Covering payroll gaps during the Net-14 settlement lag between costs incurred and Amazon payment received
Equipment & Technology
Branded uniforms, delivery devices, operational technology
We Underwrite Amazon,
Not Just Your Tax Returns.
Traditional banks don't understand your settlement mechanics, your scorecard economics, or the mandatory nature of Amazon's scaling requirements. We do.
Our underwriting looks at the metrics that actually matter for a DSP business — the factors that predict your ability to repay from consistent, verifiable Amazon settlements.
Built by People Who Understand DSP Operations
"Capital decisioned in days, not months."
When Amazon offers a pop-up station, you have weeks to prepare. A 45-day bank underwrite doesn't work. Our bridge is purpose-built for Amazon's timeline.
"We underwrite Amazon, not just your tax returns."
We factor in scorecard ratings, settlement data, route counts, fleet inspection status, and insurance audit history. We speak DSP.
"Bridge today. Bank line of credit tomorrow."
Nobody else offers a graduation path. Every other lender gives you a loan and walks away. We get you what you need now AND help you qualify for institutional capital.
"Don't lose routes because you can't scale."
Amazon will give your routes to another DSP if you can't staff up. Capital is the difference between growing and getting squeezed out.
"The audit bill that hits after peak season shouldn't end your business."
You scaled because Amazon required it. Now the workman's comp audit assessment is $100K+. Our 30/60/90-day bridge covers audit bills and captive insurance funding so a surprise assessment doesn't become a crisis.
"Amazon's AI is inspecting your vans. We fund the repairs."
When your fleet drops below the 70% quality threshold, Amazon mandates repairs and can withhold your fleet fund. Whether it's a $6K single-vehicle fix or a fleet-wide overhaul, we provide the capital to stay compliant.
The Pop-Up Reality
"We know pop-ups don't always make money — but declining them costs more."
Most pop-ups break even at best. DSP owners accept them to protect their Amazon relationship and future route volume. We fund the strategic obligation, not just the revenue opportunity. Pop-up bridge capital isn't about financing a windfall — it's about financing a strategic decision to maintain your standing with Amazon.
Ready to Secure Capital for Your DSP?
Whether you need bridge capital to cover next month's ramp plan, a revolving line of credit to scale your DSP operations, or a way to deploy capital and earn additional revenue — P8 Capital Advisors™ has a path built specifically for DSP owners.
Subject to qualification. Terms vary based on business profile. P8 Capital Advisors™ is a division of P8 Strategic Investments LLC.